In Alaska’s grandeur, where the wilderness meets civilization, the real estate landscape presents unique opportunities. Local Jumbo is here to guide you through mortgage solutions as diverse as Alaska itself, from the rustic charm of log cabins to contemporary homes in urban Anchorage.
Embark on your Alaskan property journey? Local Jumbo’s network of Jumbo Verified™ lenders is ready with competitive rates and tailored mortgage solutions for your unique Alaskan property!
Adapting Mortgage Solutions to Alaska’s Varied Terrain
In Alaska, where every property tells a different story of frontier living, a one-size-fits-all mortgage approach just won’t do. Our lenders are skilled in crafting solutions for properties across Alaska, including affluent areas like Anchorage’s Hillside and the scenic vistas of Juneau.
- Mortgage types for every Alaskan dream: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans
- Specialized lending for properties unique to Alaska, from remote lodges to urban dwellings
- Mortgage solutions crafted for Alaska and its affluent locales, including Eagle River and Girdwood
- Lenders with a deep understanding of Alaska’s diverse real estate market
- Competitive rates for purchasing or refinancing, tailored to the Alaskan way of life
Tailoring Your Mortgage to Fit the Alaskan Landscape
Whether it’s a secluded getaway near Denali or a bustling spot in downtown Fairbanks, our lenders tailor mortgage plans to fit the unique essence of your Alaskan property and lifestyle.
2024 ALASKA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALEUTIANS EAST BOROUGH | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| ALEUTIANS WEST CENSUS AREA | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| ANCHORAGE MUNICIPALITY | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| BETHEL CENSUS AREA | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| BRISTOL BAY BOROUGH | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| CHUGACH CENSUS AREA | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| COPPER RIVER CENSUS AREA | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| DENALI BOROUGH | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| DILLINGHAM CENSUS AREA | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| FAIRBANKS NORTH STAR BOROUGH | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| HAINES BOROUGH | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| HOONAH-ANGOON CENSUS AREA | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| JUNEAU CITY AND BOROUGH | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| KENAI PENINSULA BOROUGH | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| KETCHIKAN GATEWAY BOROUGH | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| KODIAK ISLAND BOROUGH | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| KUSILVAK CENSUS AREA | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| LAKE AND PENINSULA BOROUGH | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| MATANUSKA-SUSITNA BOROUGH | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| NOME CENSUS AREA | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| NORTH SLOPE BOROUGH | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| NORTHWEST ARCTIC BOROUGH | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| PETERSBURG CENSUS AREA | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| PRINCE OF WALES-HYDER CENSUS AREA | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| SITKA CITY AND BOROUGH | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| SKAGWAY MUNICIPALITY | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| SOUTHEAST FAIRBANKS CENSUS AREA | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| WRANGELL CITY AND BOROUGH | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| YAKUTAT CITY AND BOROUGH | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
| YUKON-KOYUKUK CENSUS AREA | $ 1,149,825 | $ 1,472,250 | $ 1,779,525 | $ 2,211,600 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN ALASKA
Neighborhoods
Juneau, Gateway, Steele Creek, Fishhook, Chena Ridge, Badger, Kalifornsky, Anchorage, Sitka, Lakes, Barrow, Fairbanks, Ketchikan, Wrangell & Bethel.
Zip Codes
99516, 99515, 99577, 99517, 99502, 99507, 99712, 99824, 99567, 99686, 99501, 99645, 99669, 99709 & 99743
Counties
Aleutians East Borough, Municipality of Anchorage, Bristol Bay Borough, Denali Borough, Fairbanks North Star Borough, Haines Borough, City & Borough of Juneau, Kenai Peninsula Borough, Ketchikan Gateway Borough, Kodiak Island Borough, Lake & Peninsula Borough, Matanuska-Susitna Borough, North Slope Borough, Northwest Arctic Borough, Petersburg Borough, City & Borough of Sitka, Municipality of Skagway, City & Borough of Wrangell, City & Borough of Yakutat & Unorganized Borough.